Loans › Home Loans

Home Loans

Make your dream home a reality with our wide range of home loan solutions tailored to your needs.

Home Loan Options

Explore our diverse range of home financing solutions designed for every requirement.

Self Construction Loan

Finance for building your own home on your existing land

Interest Rate 8.5% – 10.5%
Max Amount ₹5 Crores
  • Up to 100% Construction Cost
  • Flexible Disbursement
  • Quick Approval
  • Minimal Documentation

Renovation Loan

Upgrade and improve your existing home with easy financing

Interest Rate 9% – 11.5%
Max Amount ₹50 Lakhs
  • Quick Processing
  • Flexible Tenure
  • No Collateral Required
  • Low Interest Rates

Loan Against Property (LAP)

Unlock the value of your property for personal or business needs

Interest Rate 9.5% – 12.5%
Max Amount ₹10 Crores
  • Up to 70% Property Value
  • Long Tenure
  • Lower Interest Rates
  • Quick Disbursement

Plot Purchase & Construction

Finance for building your own home on your existing land

Interest Rate 8.5% – 10.5%
Max Amount ₹5 Crores
  • Combined Funding
  • Flexible Repayment
  • Quick Approval
  • Minimal Documentation

Plot Purchase Loan

Finance for purchasing a residential plot of land

Interest Rate 9% – 11%
Max Amount ₹3 Crores
  • Quick Processing
  • Flexible Tenure
  • Minimal Documentation
  • Competitive Rates

Flat Purchase

Finance for buying a new or pre-owned apartment or flat

Interest Rate 8.5% – 10.25%
Max Amount ₹10 Crores
  • Up to 90% Property Value
  • Long Tenure
  • Quick Approval
  • Minimal Documentation
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Balance Transfer (BT)

Transfer your existing home loan for lower interest rates

Interest Rate 8.4% – 9.5%
Max Amount Existing Balance
  • Lower Interest Rates
  • Top-up Loan Facility
  • Quick Processing
  • Minimal Documentation

NRP LAP

Loan against property for Non-Resident Professionals

Interest Rate 9.75% – 12.75%
Max Amount ₹5 Crores
  • Special Rates for NRIs
  • Long Tenure
  • Quick Processing
  • Minimal Documentation

Micro LAP

Finance for buying a new or pre-owned apartment or flat

Interest Rate 11% – 15%
Max Amount ₹25 Lakhs
  • Small Loan Amounts
  • Quick Processing
  • Minimal Documentation
  • Flexible Repayment

Home Loan Process

Get your home loan approved and disbursed in just 4 simple steps.

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1

Application

Submit online application with property and income details

2

Valuation

Property valuation and legal verification

3

Sanction

Loan approval and sanction letter issuance

4

Disbursement

Final documentation and fund disbursement

Eligibility Criteria

Indian Resident or NRI

Minimum age 21 years, maximum 65 years

Salaried or Self-employed professionals

Stable source of income

Good credit score (700+)

Required Documents

Identity proof (Aadhaar, PAN, Passport)

Income Proof (Salary slips/ITR)

Bank Statements (last 6 months)

Property Documents

Photographs

Ready to Buy Your Dream Home?

Get the funding you need to make your dream home a reality.